Investments

• We'll help you reach your investment objectives through individualized portfolio design, tax-focused strategies, and tax-deferred growth.
• Select investment management at your comfort level.
• Use ongoing analysis for periodic portfolio updating.

Investment Options:

• Mutual Funds
• Variable Annuities
• Fixed Annuities
• Managed Accounts
• Equity Investments
• Fixed Income Investments
• Unit Investment Trusts
• Life Insurance
• U.S. Large-Cap Stocks
• U.S. Small-Cap Stocks
• International Stocks
• U.S. High-Yield Bonds
• International Bonds
• Certificates of Deposit

We'll Help You BUILD an Investment Portfolio Based on Your Goals Whatever your investment or asset management goal, it becomes our goal for you. From building wealth to maximizing tax opportunities*, today there are more options than ever before to help you reach them.
Sample asset allocation mixes are based on a generic investor with the attributes described below. This is not a recommendation nor solicitation for any specific investment or security. Consult with a financial advisor to consider your personal situation before taking any investment action. Conservation Portfolio This portfolio is designed for the conservative investor with a current strong need for a steady income flow. The primary objective of the category is the preservation of capital with growth at a rate to maintain the buying power of the portfolio. This investor will be conservative in nature with immediate financial needs and a low return expectation with a very low tolerance for market risk and volatility. This investor has a very short investment time horizon of less than two years.
	U.S. Large Value U.S. Large Growth U.S. Small/Mid Blend International/Emerging Mkts Bonds Cash	5% 5% 5% 5% 77% 3%
Conservative Income Portfolio This portfolio is designed for an investor with a need for steady income flow but who also wants some growth and capital appreciation. The investor wishes to control or reduce absolute risk as part of the investment strategy. This investor will be relatively conservative in nature with short-term liquidity needs, a time horizon usually between two to four years, and/or a lower tolerance for market risk and volatility.
	U.S. Large Value U.S. Large Growth U.S. Small/Mid Blend International/Emerging Mkts Bonds Cash	10% 10% 10% 10% 57% 3%
Income & Growth Portfolio This portfolio is designed for the investor with low current income needs who wishes to benefit from greater capital appreciation potential through growth of principal. This objective describes investors who seek a balance between adding more risk exposure and increasing their return potential. This investor has a medium-term time horizon of four to seven years with a medium tolerance for risk.
	U.S. Large Value U.S. Large Growth U.S. Small/Mid Value U.S. Small/Mid Growth International/Emerging Mkts Bonds Cash	18% 17% 6% 6% 15% 35% 3%
Moderate Growth Portfolio This portfolio is designed for the investor with a long time horizon (a minimum of seven to 10 years), with little or no immediate expectation of income. Investments within this category have a more aggressive posture for the investor willing to take on more than average risk in exchange for growth. This investor will be able to withstand a higher than average level of market volatility while seeking high growth potential on his/her investments.
	U.S. Large Value U.S. Large Growth U.S. Small/Mid Value U.S. Small/Mid Growth International/Emerging Mkts Bonds Cash	23% 23% 8% 8% 20% 15% 3%
Aggressive Growth Portfolio This portfolio is designed for the investor with a very high tolerance for risk and a very long time horizon (a minimum 10 years), with no immediate expectation of income. This category is for the aggressive investor willing to withstand high portfolio volatility in exchange for maximum capital appreciation potential over a long period of time. This category is for the investor who already has other core investments and is looking to diversify a portion of assets into an investment strategy that offers maximum appreciation potential.
	U.S. Large Value U.S. Large Growth U.S. Small/Mid Value U.S. Small/Mid Growth International/Emerging Mkts Cash	26% 26% 10% 10% 25% 3%

Securities and investment advisory services are offered through Woodbury Financial Services, member FINRA, SIPC, and Registered Investment Advisor. BankWest and Woodbury Financial Services are not affiliated entities. Securities offered only where licensed to do business. Currently licensed in SD, ND, MN, AZ, CA, CO, DC, FL, GA, ID, IL, IN, IA, KS, MT, NE, NV, NJ, NM, TX, VA, WA, WY.

Investment products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.