Mortgage Loans

Mortgage Programs and Options

• Fixed Rate Loans – Competitive fixed-rate loans with a variety of terms
• VA, FHA, and Rural Development Loans – Favorable credit guidelines, low down payment, low origination fees, low interest rates, and government backing
• Jumbo Loans – Financing for the home of your dreams
• First-Time Home Buyers Program – Low down payment, low fees
• Specialty Mortgages – Investment Property and Second Home
• Lot and Land Loans
• Construction Loans
• Manufactured Homes
• Land/Home Financing – Purchase your lot and your manufactured home with a conventional, Federal Housing Administration (FHA) or South Dakota Housing Development Authority (SDHDA) loan.
  
• Home-Only Financing – Our Home-Only program has competitive rates, flexible terms, and fast closings.
  
• 24-hour pre-approval.*